What is "TAS-Likar"?
"TAS-Likar" is our new modern critical illness insurance program that covers the diagnosis and treatment of oncology, cardio surgery, and neurosurgery.
Why choose these particular illnesses?
Firstly, cardiovascular diseases and oncology are the most common causes of death not only in Ukraine but also worldwide. In 2019, the number of cases of cardiovascular diseases in the country was 449,000. And the number of Ukrainians with oncology as of the beginning of 2021 was 1.2 million. Therefore, these statistics indicate that a large number of people are at risk of hearing one of these diagnoses during their lifetime.
Secondly, timely diagnosis and treatment of these illnesses and the level of modern medicine gives the patient a great chance of recovery. Even with existing risks, humanity is fighting diseases more effectively. The only question is the cost of this fight. Because, as we know, the treatment of critical illnesses can cost hundreds of thousands of hryvnias in Ukraine and tens of thousands of dollars abroad.
Why buy insurance for this?
Because in case of the appearance of an illness covered by the policy, the client can quickly receive a quality diagnosis, treatment, and rehabilitation with a value of up to 100,000 euros, by paying an insurance premium of 100 euros per year. The speed of assistance and the organization of treatment "turnkey" are the two main factors for a successful fight against illness.
So does that mean there are different contribution amounts?
Exactly, you can choose one of three tariffs:
- "Oncology" with a contribution of 100 euros per year, which covers malignant neoplasms up to 100,000 euros.
- "Cardio" with a contribution of 220 euros per year, which covers malignant neoplasms and cardio surgery up to 150,000 euros. In addition, urgent conditions up to 3,000 euros are covered.
- "Neuro" with a contribution of 270 euros per year, which covers malignant neoplasms, cardio surgery, and neurosurgery up to 200,000 euros. And in this package, urgent conditions up to 3,000 euros are covered.
An urgent condition is a condition of a patient that poses a threat to life and requires urgent medical treatment. A detailed description of which specific illnesses are covered, as well as the list of exclusions and other important details, can be found in the program passport (in .pdf format).
What else, besides treatment and medication, is included in the cost?
So-called concierge services, namely:
- travel and accommodation expenses for two people
- appointment of a personal physician-curator
- the treatment plan from a board of doctors
- personal coordinator support during medical services
- psychological support
Who can purchase this program?
In the initial stage of the program's launch, which is currently ongoing, "TAS-Likar" can be purchased by adults aged 18 to 64. We plan to add treatment for children in the second stage. We will definitely inform you about this!
How does the "TAS-Likar" program work exactly?
- The client chooses the desired tariff, signs a contract with the company, and pays the insurance premium (there is an option to pay quarterly, half-yearly, or annually).
- In case of illness, the client informs the company and receives a list of necessary documents.
- Based on the received documents, the company makes a decision within three working days on whether the case is recognized as an insurance case. If the decision is positive, the process of organizing treatment begins, which takes up to 14 working days. The client can choose from a list of proposed Ukrainian clinics in which they want to receive treatment.
What are these clinics?
These are the best clinics in Ukraine, which millions of Ukrainians trust with their lives and health, including:
- TomoClinic
- Innovation
- LISOD
- Spizhenko Clinic
- Dobrobut
- Heart Life hospital
- International Center of Neurosurgery
- St. Catherine's Clinic
Is it possible to receive treatment abroad?
We are working on providing our clients with this possibility in the nearest future. It's worth mentioning that clinics are chosen based on their reputation, rating, and quality of services provided. We will only cooperate with the best partners in this field.
What makes this TAS Life program unique?
- Our experience, backed up by facts:
- We are the only company in Ukraine that has been working with life medicine since 2018 and has the largest portfolio of clients from an individual and corporate business.
- We provide a turnkey service: from choosing a clinic, and paying for treatment to booking a hotel and paying for the patient's transportation and accompaniment.
- We have been cooperating with the best clinics in Ukraine for many years to organize diagnosis and treatment.
- "TAS-Likar" is a completely Ukrainian product, as our company has enough assets to cover insurance cases without a reinsurer, and our team is professional enough to provide assistance services independently.
- We donate 1% of the sales of this program to help children with cancer to the charitable foundation "Tabletochki."
Where else can I find information about "TAS-Likar"?
You can find information about "TAS-Likar" on the program's webpage. Additionally, you can check the "Insurance Program Conditions" section of our Help Center for information on Critical Illness Insurance ("TAS-Likar").
At TAS Life, we believe that quality and accessible healthcare should be available to everyone in Ukraine. Our team is dedicated to working with the best medical facilities in the country to make this a reality.
