We have created a special program for our clients, where you can receive exclusive offers from our partners regarding your child’s education, health, and entertainment, upon signing a life insurance policy with TAS Life.
The program of savings insurance for a child is designed to create capital for education at the university and provide financial compensation in the event of a child’s health disorder due to accidents or illnesses.
Capital for university educationSuch a contract will ensure the accumulation of funds for university tuition and related expenses, as well as the creation of initial capital for the child.
Protection of the ultimate savings goalIn the event of unforeseen events involving the parents, such as loss of life or total disability, the company will cover the contract independently.
Insurance protection for the childIn case of injuries or illness of the child, parents receive a monetary compensation for medical treatment.
Protection against inflationThe payment of additional investment income will preserve the funds from depreciation. More information about the Investment Policy can be found here.
Financial compensation from the GovernmentIncreasing investment returns is possible through the reimbursement of tax credits from the Government.
Three insurance currenciesAn insurance contract can be issued with a linkage to the hryvnia, dollar, or euro.
Please, fill in the obligatory field, so we could calculate the cost of education for your child
We have created a special program for our clients, where you can receive exclusive offers from our partners regarding your child’s education, health, and entertainment, upon signing a life insurance policy with TAS Life.
Among the professions that will be relevant in the next 10 years are:
This list was compiled by the National Qualifications Agency, which is a permanently functioning collegial body authorized to implement state policy in the field of qualifications. The agency is formed on parity principles with representatives from the Ministry of Education and Science, Ministry of Social Policy, Ministry of Economic Development, the Joint Representation Body of Employers at the national level, and the Joint Representation Body of Trade Unions at the national level.
Originality, initiative, creativity, communication and persuasion skills, attentiveness to details, and the ability to solve complex problems are a short list of habits that a person should possess already. Our children are our future, so it is important for them to be knowledgeable and critical thinkers.
We recommend determining the field of study that your child will pursue and the country where they will receive higher education. Additionally, consider related expenses such as accommodation, transportation, meals, extracurricular activities, and more.
You can find some tuition costs and additional expenses on our page. Use them as a reference.
Feel free to utilize our calculator for accurate calculations.
If you are interested in providing insurance coverage for your child in addition to savings, we recommend reviewing our recommendations in this article.
Leave a message in the form on this page, and our financial expert will call you to assist in arranging such a life insurance policy.
Learn more about policy arrangements at the Help Center.
To arrange an insurance policy, you only need a passport or ID card with proof of residence registration and identification code, as well as the child’s birth certificate.
For your convenience, install the Diya application, and then all documents will be automatically sent to us, eliminating the need for paper copies.
Insurance payouts are subject to personal income tax and military levy.
The calculation of the tax depends on the type of insurance policy and the form of payment. In the case of a pension insurance policy, it is a long-term contract.
Single payment form:
Beneficiary = Policyholder, taxed at 60% of the difference between the insurance payout and the total amount of premiums paid under the contract at a rate of 18% + 1.5% military levy.
Beneficiary ≠ Policyholder – taxed at 18% on 60% of the insurance payout + 1.5% military levy.
Annuity payment form, i.e., in installments over a specific period defined in the policy:
Beneficiary under 17 years of age – installment payments are not subject to taxation.
Beneficiary’s age from 18 to 70 years – taxed at a rate of 18% on 60% of the insurance payout + 1.5% military levy.
For more information on the taxation of payouts, please refer to our Help Center.
If you want to learn more, you can review the documents that provide detailed information
It may seem like an untimely question. But is that really the case?
According to the European Commission, during the period from February 24, 2022, to January 31, 2023, 737,400 Ukrainian students have already been integrated into the school systems of EU countries. In fact, this number is even higher because it does not include data from the United Kingdom, the United States, Canada, and other countries where Ukrainians have migrated in large numbers, as well as data from Russia and Belarus, where our citizens have been deported.
Today, Ukrainians need to not only organize the process of their child’s education but also adapt them to new realities, address their psychological well-being, and plan their time in a way that allows them to experience their childhood.
A life insurance policy can help solve part of the financial issues. This instrument enables you to accumulate a starting capital for your child and financially protect their health.
This instrument helps create savings without putting a significant strain on the family budget. It can be challenging to allocate a large sum of money for higher education or another school all at once, but by setting aside small amounts over several years, it becomes achievable for the majority of Ukrainian families.
Education is essential. Therefore, prepare for the future in advance. After all, the future will come, and you will have a starting capital.
How to decide on the profession to choose for your child? How much money to save? How to arrange an insurance policy? Check out the answers to these questions on this page, as well as our blogs:
More information in the Parents section.
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