- Minimum number of insured employees – 5
- The term of the contract is from 3 years
We understand how Ukrainian business needs support today, so we have an offer just for you!
We offer to conclude an insurance contract for your company’s employees on special terms, under which you will receive:
The insurance product “Personal Protection” belongs to insurance class 19. In compliance with the requirements of Resolution of the National Bank of Ukraine No. 174 dated December 20, 2023, as amended in accordance with Resolution No. 173 dated December 26, 2024, prior to conclusion the insurance contract, the consumer must review information regarding exclusions from insured events and grounds for refusal to make insurance payments, limits of the insurer’s liability per insured object, insurance risk and/or insured event, as well as the procedure for calculating and the terms of insurance benefit payments. This information is available by clicking the relevant buttons: “General Terms of the Product” and “Information Document”, as well as in the Insurance Product Disclosure section.
In order to choose an insurance program for your team, you need to answer several questions:
The choice of the corporate insurance program will depend on what purpose of insurance you choose.
Our experts will help you with this and make appropriate calculations. Leave a request and we will contact you as soon as possible.
To receive a detailed calculation, please fill out the Application for corporate insurance and send it to [email protected]
In order to conclude an employee life insurance contract, it is necessary to submit only the Application for insurance, certified by the signature of the manager and the seal of the enterprise.
Since TAS Life is a subject of financial monitoring, according to the current legislation, it is required to check the legal entity and take several documents certified by the signature and seal of the head of the enterprise. Although we ourselves do not like additional papers, we must comply with the laws.
Therefore, together with the insurance application, you need to submit the following package of documents. It is the same as when working with a bank.
When concluding a corporate life insurance contract, the insurance premiums that the company will pay are included in the gross costs. This is provided for in Article 134.1.1. of the Tax Code of Ukraine, as well as described in the Regulation of national accounting standards and international financial reporting standards.
In addition, the following taxation of insurance premiums is provided for:
18% personal income tax + 1.5% personal income tax – article 164.2.16 of the Civil Code
22% – contributions are subject to the EUV – Article 2.3.4 of the Instructions on Wage Statistics
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TCU – Tax Code of Ukraine
Personal income tax – personal income tax,
MT – military tax
EUV is a single social contribution
Payments will be taxed in accordance with the requirements of the Tax Code of Ukraine.
When signing any corporate insurance contract as a gift, you receive the “Navigator” service, which allows you to receive professional advice in case of diagnosis of critical illnesses in an employee or his family members regarding the choice of clinic or country of treatment. And also an exclusive service package for your contract.
Teams at large international companies have long been accustomed to the mandatory attribute of their motivational package in the form of life insurance. But is it only beneficial for the employee to be insured? What about the employer’s perspective?
Running your own business requires a lot of effort, time, significant financial investments, and possibly loans. In reality, entrepreneurs often do not have savings or funds readily available, especially at the beginning of their business venture. In addition, business owners are responsible for their employees and their families. Therefore, small or medium business owners can benefit from using insurance as a tool, especially when it comes to life or health insurance.
A life insurance policy will leave money for the business, and all expenses and compensation for employees and their families will be covered by the insurance company.
Another situation that can happen is that the owner himself needed funds for expensive treatment. Then a number of the following questions arise: how much money can be withdrawn from the business? Will he be able to pay wages or will employees be out of a job? There is another option – to sell the business. However, it is not so easy and is not done in one day. Precious time that could be used for treatment may be lost. And what will the businessman and his family be left with? Therefore, it is worth financially protecting yourself and your family. And in this case, insurance programs from TAS Life will come in handy:
Insured employees get sick 25%-50% less often and return to their duties faster. We can confirm this with our 22 years of expertise in the field of life insurance. In addition, it saves the time of your HR specialist to find and train new employees.
Having a life and health insurance offer in your new employee offer will give you a competitive advantage over other companies that don’t offer this option.
The life insurance program will allow employees to feel cared for by the business owner, thereby increasing loyalty to the company and its brand.
And the costs can be attributed to the gross costs of the company.
A life and health insurance contract will definitely not only be a successful investment, it will allow you to save money in the event of an unforeseen situation with the health of employees and will be a good argument when choosing an employer.
Take care of yourself and your employees! And TAS Life takes care of the financial side.
Thank you for your trust! The application has been sent, expect a call from our managerPlease leave your contact information. Our expert will call you and help you with everything, as well as answer any remaining questions you may have.
